Rise In Classic Car Insurance So Owners Take Their Car Keys To Bed

A recent survey result of increased car theft by car owner keys has alarmed UK motorists and now they prefer to take their car keys with them in bed to avoid any car theft. Most of the car owners prefer to keep their car keys next to the front door making it easy for the thief to steal the car along with other household items. The theft by car owner keys largely influences the insurance quotes of classic car insurance owners.

Around 75% of the car owners taking their car keys to bed are young men who invest while purchasing the car as well as insurance policy. The young motorists already pay expensive classic car insurance premium and with theft by owner keys they will have to bear further rise in their classic car insurance.

The young men drive new cars, which are difficult to be stolen without the help of car keys so the car thieves are looking out for the chance to get the owner key for easy car theft. The car owners who keep their car keys close to the door are easy target of the car thieves as the thieves literally fish for the owner keys through the letterbox and get the actual car keys for convenient car theft.

The car theft that happens due to the car owner key influences the insurance premium of car owner. The car insurers do not rely on such car owners who do not take care of even the car keys, which results in theft of their car. The stolen car claim is quite high so the insurer charges heavy premium for insuring such cars. The lost of keys due to car owner counted as the irresponsible behavior of the motorists so the insurer charges heavy premium to cover the vehicle risk for such owners.

 

About Anne Jacobs

I am a full time insurance underwriter with a love for writing. I work in the UK at a classic car insurance company. My other hobbies are going to the gym and aerobics (when I am not looking after my 3 year old daughter Jessie.
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