Deciding who to arrange your classic car insurance with is no different to arranging car insurance on your modern family saloon or hatchback car. Many people when taking out car insurance for the first time will either follow the recommendation of a friend or a family member such as their father or mother.
However, just because your parents have their classic car insurance with company A does not mean to say that you have to do likewise. By all means get a quote from company A but it would also be a good idea to shop around for alternative quotes.
Too many people are under the misapprehension that the cost of classic car insurance is the same between many companies. This is just not the case and, therefore, it would be a good idea to shop around for the best value deal.
However, remember that your decision should not just be based upon price but also things like the optional extras that may be available and the claims experience that other policyholders may have had. After all there is no point in taking out classic car insurance with the cheapest provider if the way that they deal with claims has been found by many people to not be of an acceptable standard.
So, how else can you look into how good classic car insurance companies are in respect of the above things? Well, just like when you want to buy a product, you probably go onto the Internet and check out a number of review websites to see what people have to say about the product – that includes comments covering “the good, the bad and the ugly”.
However, do bear in mind that review sites can often have more people leaving bad reviews rather than positive ones –this is only human nature. After all, we are more likely to complain about something than give praise.
So, when it comes to taking out classic car insurance, do your homework looking at price, claims experience, features and benefits and read/listen to what other motorists have to say about their experiences with their classic car insurance provider.