{"id":1353,"date":"2015-06-09T11:16:07","date_gmt":"2015-06-09T11:16:07","guid":{"rendered":"http:\/\/www.classicscarinsurance.co.uk\/blog\/?p=1353"},"modified":"2015-06-09T11:16:07","modified_gmt":"2015-06-09T11:16:07","slug":"which-is-the-cheapest-way-to-pay-for-your-insurance","status":"publish","type":"post","link":"https:\/\/www.classicscarinsurance.co.uk\/blog\/2015\/06\/09\/which-is-the-cheapest-way-to-pay-for-your-insurance.php","title":{"rendered":"Which Is The Cheapest Way To Pay For Your Insurance"},"content":{"rendered":"<p>You may find the following of interest if you are looking to arrange classic car insurance for the first time or your existing policy is coming up for renewal in the next few weeks to protect your cherished vehicle against the likes of theft or damage caused in a road traffic accident. This is because the frequency of when you pay for your cover could impact on the level of premium you are charged.<\/p>\n<div id=\"attachment_1355\" style=\"width: 310px\" class=\"wp-caption alignright\"><a href=\"http:\/\/www.classicscarinsurance.co.uk\/blog\/wp-content\/uploads\/2015\/06\/32733501_7f43a28e55.jpg\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-1355\" class=\"size-medium wp-image-1355 \" alt=\"If you opt to pay for your classic car insurance by monthly installments then you may have to pay the insurer interest on top of the normal annual premium\" src=\"http:\/\/www.classicscarinsurance.co.uk\/blog\/wp-content\/uploads\/2015\/06\/32733501_7f43a28e55-300x286.jpg\" width=\"300\" height=\"286\" srcset=\"https:\/\/www.classicscarinsurance.co.uk\/blog\/wp-content\/uploads\/2015\/06\/32733501_7f43a28e55-300x286.jpg 300w, https:\/\/www.classicscarinsurance.co.uk\/blog\/wp-content\/uploads\/2015\/06\/32733501_7f43a28e55.jpg 500w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><p id=\"caption-attachment-1355\" class=\"wp-caption-text\">Interest may be charged by your classic car insurer if you pay by monthly installments.<\/p><\/div>\n<p>When applying for classic car insurance, one of the things that you will be asked is whether you wish to pay the annual premium all in one go at the outset of arranging the policy or whether you prefer to spread the cost of the insurance over the next twelve months by paying monthly installments. A lot of people choose to pay monthly so are often asked to pay the first month\u2019s premium by debit card and then future monthly premiums by direct debit.<\/p>\n<p>Well, were you aware that many insurance companies charge you interest if you decide to pay monthly which they would not do if you paid the annual premium all in one go? Obviously, this would make the cost of classic car insurance more expensive if you pay by monthly installments. So, why is this?<\/p>\n<p>Quite simply, you are borrowing the money from the insurance company when paying monthly in comparison to the policyholder who pays the single annual premium up front. After all, insurance companies are in business to make a profit so why should they subsidize someone that pays monthly?<\/p>\n<p>So, the cheapest way to pay for your classic car insurance is often to pay for the year\u2019s cover all in one go as a single premium when setting up the policy for the first time or when it comes up for renewal.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You may find the following of interest if you are looking to arrange classic car insurance for the first time or your existing policy is coming up for renewal in the next few weeks to protect your cherished vehicle against the likes of theft or damage caused in a road traffic accident. This is because the frequency of when you &hellip; <a href=\"https:\/\/www.classicscarinsurance.co.uk\/blog\/2015\/06\/09\/which-is-the-cheapest-way-to-pay-for-your-insurance.php\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[3,99],"class_list":["post-1353","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-classic-car-insurance","tag-classic-car-insurance-premiums"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Which Is The Cheapest Way To Pay For Your Insurance - Classic Car Insurance Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.classicscarinsurance.co.uk\/blog\/2015\/06\/09\/which-is-the-cheapest-way-to-pay-for-your-insurance.php\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Which Is The Cheapest Way To Pay For Your Insurance - Classic Car Insurance Blog\" \/>\n<meta property=\"og:description\" content=\"You may find the following of interest if you are looking to arrange classic car insurance for the first time or your existing policy is coming up for renewal in the next few weeks to protect your cherished vehicle against the likes of theft or damage caused in a road traffic accident. This is because the frequency of when you &hellip; Continue reading &rarr;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.classicscarinsurance.co.uk\/blog\/2015\/06\/09\/which-is-the-cheapest-way-to-pay-for-your-insurance.php\" \/>\n<meta property=\"og:site_name\" content=\"Classic Car Insurance Blog\" \/>\n<meta property=\"article:published_time\" content=\"2015-06-09T11:16:07+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/www.classicscarinsurance.co.uk\/blog\/wp-content\/uploads\/2015\/06\/32733501_7f43a28e55-300x286.jpg\" \/>\n<meta name=\"author\" content=\"Anne Jacobs\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Anne Jacobs\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.classicscarinsurance.co.uk\/blog\/2015\/06\/09\/which-is-the-cheapest-way-to-pay-for-your-insurance.php#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.classicscarinsurance.co.uk\/blog\/2015\/06\/09\/which-is-the-cheapest-way-to-pay-for-your-insurance.php\"},\"author\":{\"name\":\"Anne Jacobs\",\"@id\":\"https:\/\/www.classicscarinsurance.co.uk\/blog\/#\/schema\/person\/e9266167eabeda9f9f75dda9709c47ab\"},\"headline\":\"Which Is The Cheapest Way To Pay For Your Insurance\",\"datePublished\":\"2015-06-09T11:16:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.classicscarinsurance.co.uk\/blog\/2015\/06\/09\/which-is-the-cheapest-way-to-pay-for-your-insurance.php\"},\"wordCount\":336,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.classicscarinsurance.co.uk\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.classicscarinsurance.co.uk\/blog\/2015\/06\/09\/which-is-the-cheapest-way-to-pay-for-your-insurance.php#primaryimage\"},\"thumbnailUrl\":\"http:\/\/www.classicscarinsurance.co.uk\/blog\/wp-content\/uploads\/2015\/06\/32733501_7f43a28e55-300x286.jpg\",\"keywords\":[\"Classic Car Insurance\",\"Classic Car Insurance Premiums\"],\"articleSection\":[\"Uncategorized\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.classicscarinsurance.co.uk\/blog\/2015\/06\/09\/which-is-the-cheapest-way-to-pay-for-your-insurance.php#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.classicscarinsurance.co.uk\/blog\/2015\/06\/09\/which-is-the-cheapest-way-to-pay-for-your-insurance.php\",\"url\":\"https:\/\/www.classicscarinsurance.co.uk\/blog\/2015\/06\/09\/which-is-the-cheapest-way-to-pay-for-your-insurance.php\",\"name\":\"Which Is The Cheapest Way To Pay For Your Insurance - 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