{"id":1479,"date":"2016-04-12T16:46:30","date_gmt":"2016-04-12T16:46:30","guid":{"rendered":"http:\/\/www.classicscarinsurance.co.uk\/blog\/?p=1479"},"modified":"2016-04-12T17:16:25","modified_gmt":"2016-04-12T17:16:25","slug":"car-modifications-may-affect-your-premium","status":"publish","type":"post","link":"https:\/\/www.classicscarinsurance.co.uk\/blog\/2016\/04\/12\/car-modifications-may-affect-your-premium.php","title":{"rendered":"Car Modifications May Affect Your Premium"},"content":{"rendered":"

Most classic car owners probably prefer to retain as much of the original look to their vehicle as possible. However, there are some that wish to make a few modifications either to the bodywork and\/or the engine. In the later case, it should be borne in mind that doing this may result in the premium that you pay for your car insurance increasing.<\/p>\n

\"If<\/a>

Your car insurance premiums may rise if you modify your vehicle.<\/p><\/div>\n

The price comparison website MoneySuperMarket.com has some interesting data relating to the impact that modifying a modern car can have on the price that is payable for the cover. For instance, if you were to turbo\/supercharge the engine in a car then the premium could increase by as much as 132% – that is a huge percentage rise.<\/p>\n

If you were to have uprated brakes fitted then this could put up to an extra 36% on the cost of your cover. Playing around with the suspension system could mean that you end up paying an extra 25% for your car insurance.<\/p>\n

If you decided to add air conditioning to the vehicle you could see your premium go up by as much as 13% and if you had a sunroof fitted then the cost of your cover could increase by up to 17%.<\/p>\n

If you replace the seating then your premium may rise by as much as 27% or if you decide to change the upholstery then you may have to pay anything up to 16% more for your cover.<\/p>\n

Tempting as it may be, if you decide to give your car a specialist paint job then you may see your\u00a0 car insurance premium increase by anything up to 36%. Put alloy wheels on your vehicle and you may see your premium rise by up to 8%.<\/p>\n

As you can see, modifying a car could have a significant impact on your insurance premiums. So, if you are considering modifying a classic car you may also wish to check what effect financially it may have in respect of your classic car insurance.<\/p>\n","protected":false},"excerpt":{"rendered":"

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