{"id":1510,"date":"2016-06-24T06:11:38","date_gmt":"2016-06-24T06:11:38","guid":{"rendered":"http:\/\/www.classicscarinsurance.co.uk\/blog\/?p=1510"},"modified":"2016-06-22T11:12:03","modified_gmt":"2016-06-22T11:12:03","slug":"why-inform-your-motor-insurer-if-you-change-occupation","status":"publish","type":"post","link":"https:\/\/www.classicscarinsurance.co.uk\/blog\/2016\/06\/24\/why-inform-your-motor-insurer-if-you-change-occupation.php","title":{"rendered":"Why Inform Your Motor Insurer If You Change Occupation?"},"content":{"rendered":"

Nowadays, an increasing number of people not only move jobs from their present employer but also change their occupation as they perhaps look for a new challenge in their working lives. If this happens to you then one of the things that you will need to do is inform the likes of your motor insurance provider and if you are the proud owner of a vintage car you will need to let your classic car insurer know of your change in circumstances.<\/p>\n

\"On<\/a>

On average, a doctor is more likely to claim on his or her car insurance policy than say a van driver.<\/p><\/div>\n

A significant number of people are possibly not aware of needing to do this. So, why is this a requirement?<\/p>\n

Well, insurance companies providing cover for the likes of both modern and classic cars base their premiums upon a number of factors with one of those being the risk that you, the policyholder, present to them in respect of the likelihood of you having to make a claim on your policy.<\/p>\n

Strange as it may seem to some of you but what you actually do for a living has a bearing on how much the insurance company will charge you for providing the cover on your classic car. Insurance companies keep data about the claims that they receive from people and included in that data is likely to be what someone\u2019s occupation is. The insurer will know how likely it is that someone in a certain occupation is of making a claim in comparison to someone else in another occupation.<\/p>\n

For instance, apparently, those in professions such as doctors and solicitors are on average more likely to claim on their classic car insurance policy than someone in a manual job such as a car body repairer.<\/p>\n

So, if you change your occupation, you should inform the providers of both your standard motor insurance and your classic car insurance. If you do not, you may invalidate your policy. Your change in occupation may result in your premium either staying the same, going down or increasing.<\/p>\n","protected":false},"excerpt":{"rendered":"

Nowadays, an increasing number of people not only move jobs from their present employer but also change their occupation as they perhaps look for a new challenge in their working lives. 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