While insuring an imported car you are bound to find problems as most of the providers refuse either to insure your imported car or charge heavily on insurance premium.
The car insurance for imported car is as important as classic car insurance as the provider has to deal with the risk involved with the unknown vehicle. The insurance company might not be able to evaluate the risk involved with the insurance of the imported car so denies either the insurance cover or charge hefty premium to bear any kind of damage or collision repair charges. Just like classic car insurance cover, in imported car insurance, the charges for car repair and parts are hard to estimate and cost a lot.
The vehicle quality standards vary for the imported car depending on the place from where the car has been imported. The grey imported cars are not built for European roads and are not EU approved that is why it is difficult to get imported car insurance.
It is better to seek imported car insurance from specialist insurers as they understand the need of the vehicle and offer adequate cover to protect the car. As compared to classic car insurance, the imported insurance cover is expensive but with some tried and tested techniques you will be able to lower the insurance premium easily.
Before seeking insurance quotes for your imported car collect as much information about the vehicle as much possible. The more your provider knows about the car more he will be able to offer the discount to the owner. The imported vehicle with right hand drive is assumed to be less risky and in case of no car modifications you will be able to get good discount on your insurance premium.
You just need to care your imported vehicle by parking it in garage and installing approved security devices. The good care of imported car along with limited mileage and less modification can give you a reasonable insurance deal.
