Specialty cars have been running on roads for decades but most of them are insured from general car insurance provider instead of a classic car insurance company. The first time buyer of classic car finds it difficult to insure the specialty car, as the insurance cover depends on the usage of the classic car. If you are confused then solve your queries first before buying any insurance cover for your classic car.
Some of the car owners rely on their mechanic for car repair but with insurance cover you might have to send your car to the company workshop. You must ask about any favourable provision for using your personal mechanic to repair your specialty car whenever damaged.
The car owner knows the worth of his prized possession but it is better to have the insurance company also realise the car value. The agreed value certificate of the classic car issued by the car insurance company reflects the value of car covered by the insurance provider.
The classic car insurance is based on the car mileage but after taking the insurance cover sometimes the mileage differs so it is better to have a flexible premium based on the miles driven by the classic car every year.
The car shows that the events cause damage to the car. When so many classic cars are displayed anybody can make a dent in the car. The transport of classic cars from event ground to the owner residence might also cause damage to the car. The club events accompany with so many car liabilities as the crowd is more and the chances of car theft and damage also increases. You can check on the liability insurance clause of the classic car insurance company whenever you plan to buy the insurance cover.
Sometimes the classic cars participate in foreign countries shows so the coverage of the car while shipment and also out of state need to be checked if you are a keen participant in events.
