If you are in the process of buying a classic car, whether it be for the first time or you have owned many such vehicles over the years, you will no doubt want to make sure that your cherished vehicle is suitably insured. As you will discover or are already aware there are many providers of such cover so how do you go about sourcing classic car insurance?
It will not come as a surprise to read that one of the most popular ways to source such valuable cover is through the Internet. If you type the words “classic car insurance” into your search engine’s browser you will be presented with numerous websites offering such cover.
In some cases, you may be able to obtain a competitive quotation online or you could pick up the phone to discuss your requirements. If you use the services of a specialist classic car insurer then you will hopefully be able to speak to a person who has many years experience in assisting people looking for suitable cover here in the UK. He or she should be able to tailor-make a policy specific to your requirements. For instance, if you have bought a classic car that requires a significant amount of restoration work before you take it out for a leisurely drive then you may only require Laid Up cover until the vehicle is roadworthy with this level of cover being cheaper than fully comprehensive cover.
A specialist classic car insurer, when appropriate, should also be able to assist with arranging an Agreed Value policy rather than the vehicle just being insured for its market value. You may also be able to benefit from a discount on your classic car insurance policy if you are a member of a classic car owner’s club.
So, if you are looking for a quotation to insure your classic car, you may wish to consider using the services of a specialist insurer.